There's an idea that ghosts are imprints or like cosmic residue from the past. So you're not seeing the "spirit" or "soul", you're seeing an imprint of that person, which would include clothes, unless the imprint was of an individual who was nude at the time.
Or if there's no such thing as time and everything happens all at once, you're seeing a "piercing the veil" effect of timelines getting all fucked up.
Or something. I don't know anything.
Or if there's no such thing as time and everything happens all at once, you're seeing a "piercing the veil" effect of timelines getting all fucked up.
Or something. I don't know anything.