Uh-huh,
everybody totally had 100% access to all the luxuries Earth had. That's why Tasha Yar had such a wonderful childhood/teenage years on her home planet and couldn't figure out why she'd ever want to leave.

And that's why the friend O'Brien made when he went undercover in one episode of DS9 was worried about providing for his family; he just did it for kicks, since they were wallowing in the same luxuries and ease that Earth citizens have.
This "no money" thing is utter BS. Not everyone in the Federation lives like the citizens of Earth, Betazed, Vulcan, or the other major planets. Beverly couldn't just waltz off Farpoint Station with that piece of cloth; she had to PAY for it. The crew of DS9 needs CASH to pay for some of the stuff they buy on the station. And what do you do when the replicators go offline and there's no energy and nobody who knows how to fix the things?
I don't even know what your point is, so go roll your eyes elsewhere. I clearly said Earth, didn't I? If I was somehow magically going to be transported to 24th century StarTrekland, why would I be transported to Turkana IV, a break-away Earth colony not part of the Federation, complete with anarchy and rape gangs? Or DS9, for that matter. That would be kind of retarded, right? The whole point would be to go to an idealized place, better than the present, otherwise why go at all?
Since this forum lacks a smiley that conveys the proper degree of annoyance I feel sometimes, I use the next closest one. If you don't want me to use the

smiley, feel free to ask the admins to install my preferred one.
So you want to limit yourself to 24th century Earth? Okay, so sorry for not having noticed that. You don't want to go anywhere else, nor do you care that the thread title does
not limit "Star Trek" to just Earth.
I've made my point quite clearly. If you don't understand it, I suggest you might consider re-reading it. Basically, only parts of the Federation can be considered this "moneyless paradise" where nobody needs to work because everything they could ever want is handed to them by the magical replicator that nobody ever has to pay for.
That's nonsense.
Nothing in this universe comes without some kind of price or trade-off. And outside of starships, Earth, and some other major planets, I very much doubt it's as much of a "paradise" as the TNG crew like to smugly proclaim.
I'll bet a lot of Trek fans think of replicators every time they have to add up what they can afford to get at a supermarket.
Every time I have to worry about buying cat litter or paper towels or other such stuff, yes, a replicator would be really handy. Thank goodness I was finally able to order in bulk and have it delivered. The cats have everything they'll need now for food and litter supplies for the next several months. I wouldn't mind a holographic cleaning person, though, to do the housework.
For most foods that are pretty generic, a replicator would be fine. But I'd defy any replicator to get special things just right. There are some dishes that only a person's grandmother can get just right.
