Exactly. I struggle to understand why the writers' decision to portray people on the peripheries of a generally positive and improved setting inevitably means the setting is the exact same as the current day with the exact same issues affecting the same amount of people. Raffi intentionally went off the grid because she wanted to disappear, and for some reason that means the Federation is a stratified economy with a tiny super-rich ivory tower elite like Picard and impoverished masses living in Dickensian squalor like she "obviously" does. I guess if she had a whole uninhabited M-class planet to herself like guest stars in TNG, it wouldn't be a problem. The portrayal of two people having alcohol and drug issues means the Federation has a rampant crack epidemic. And so on.