So, long story short, I've had my debit card number jacked twice in the past 18 months. I live off my debit card. Literally. I haven't used cash in forever. So when this happens... it's a bitch and a half. Because I'm then without my primary means of spending for 5-10 business days as they print a new one.
I'm wondering if having identity theft protection would render this a moot issue? IE, if my number got jacked again, it would let me keep my card? I know the answer is almost certainly no, but I wanted to ask anyway on the off chance it was yes... lol.
I may invest in such anyway, simply so that if this happens again, I can know about it a few hours sooner. First time I didn't know for 2-3 days. This time the one company the thief tried to buy from flagged my card so I found out when it got declined and I went looking for why, which was only about 12 hours after.
Also, I'd love to find the people who do this. As is, nothing happens to them. They only take X amount and the banks, while they say I'm free to file a police report about it, also say there is literally no point since the police will not do anything about a few hundred dollars that the bank themselves reimburse me for.
Which just makes me mad because, yeah, I know cops have more important stuff to worry about and they're not gonna do a national man-hunt for some shlub who stole a "trivial" amount of money, but... still! It's the principle of these bastards getting away with their crime that bugs me...
I'm wondering if having identity theft protection would render this a moot issue? IE, if my number got jacked again, it would let me keep my card? I know the answer is almost certainly no, but I wanted to ask anyway on the off chance it was yes... lol.
I may invest in such anyway, simply so that if this happens again, I can know about it a few hours sooner. First time I didn't know for 2-3 days. This time the one company the thief tried to buy from flagged my card so I found out when it got declined and I went looking for why, which was only about 12 hours after.
Also, I'd love to find the people who do this. As is, nothing happens to them. They only take X amount and the banks, while they say I'm free to file a police report about it, also say there is literally no point since the police will not do anything about a few hundred dollars that the bank themselves reimburse me for.
