The Economy of the future runs on social capital. We are already heading that way. See Social Media Influencers as a real job today. Except in the future complex computer algorithms calculate everyone's contribution to society. Want to sit on your butt and be entertained all day? You get an efficiency apartment in Gary Indiana with a replicator and computer terminal. Do anything productive and earn credits that can be used for better housing, dinner at real restaurants, collecting antiques, anything money is used for today.
How are you being productive? Follow your bliss, the Federation houses and feeds you, you won't starve. Be a crappy artist, a failed lanscape designer, go back to school for the 5th time, start a microbrewery, all that matters is that you are trying. The talented people will be recognized and earn more social capital credits.
Are you smart and have a sense of adventure? Or maybe you just can't generate enough social capital on Earth for your liking. Join Starfleet and live like a king when you retire. Putting your life on the line for others generates a ton of social credits. Your credits go to your next of kin if necessary.
How are credit amounts calculated? No Idea, Jake couldn't explain it either. Does this sound a bit distopian (a computer deciding what you are worth to society)? Sure and I bet lots of people love it. Don't like it? Move to a colony with a more traditional economy.
There is no scarcity.
Productivity is irrelevant.
Everyone on Earth is given whatever they want to forward humanity. If they don't forward humanity, it doesn't matter, because the cost of these billions of people not forwarding humanity is insignificant because there is no scarcity on Earth, or on any developed word. Punishing trillions of human beings for being unexceptional is a dick move, when if you give everyone unlimited resources and unlimited space, it's unlikely that the world is going to end in fire.
I doubt that the Picards own the Vineyard, the vines, or the wine they bottle, so no one is going to pay them money that does not exist for wine that belongs to the community.
No one owns anything, and everyone owns everything.
Space communism.
The Picard Chateau (And Sisko's) are heritage museums where the Picard family line (and the Sisko Family line) are facilitators. It's possible that the Picards (and the Siskos) are not even the real Picards (and Siskos). Jean-Luc and Robert's parents had to adopt characters to grind bitter realism into the Museum, and had pretended for long enough that they are the real Picards who had kept a winery running for centuries before a global depression, nuclear war, post apocalypse dark age, and then demonetization, that they forgot that they are not related to the people in the paintings littering the house they are living in, and may have never told their children that their family comes from some where completely different than France, like maybe Britain, because LISTEN TO THE SOUNDS COMING OUT OF THEIR FACES!
Half the creepy mooks in Goofy costumes at 24th century Disney World claim to be direct descendants of Walt Disney, and maybe a couple of them are, but inheriting positions or job titles is against Federation Policy.