As dark and sad RandyS 's scenario is, it is certainly realistic. Indeed, we must not forget that it is not because Janeway and her crew have become accustomed to see Chakotay and his Maquis crew, the Doctor and Seven as friends that the situation had to be imposed on Starfleet/the Federation. That's why I truly think that the "after-Endgame" could not necessarily mean a happy end for everyone (after the Voyager's reunion party, of course! ). Never underestimate the force of resentment that people can have sometimes, especially in high spheres like Starfleet and the Federation were. As for Harry Kim, I don't know why but I don't see him live (and prosper) a longtime in Starfleet institution! No doubt he has many qualities (smart, kind, courageous, for ex.) to become a perfect gentleman for any women (even if until now, his experiences women and capable man and a brilliant officer but he is very ambitious too and to quickly advance to more senior roles, he would easily embark on challenges, without without weighing all the consequences. => or he would be killed in a mission or he would resign further to a mission which would gone wrong because of an error of assessment/miscalculation from his part, causing many casualties. Indeed, he will not always have a Janeway, Paris, Torres or Seven with him for reason him, when the situation will be complicated!