Except for the fact that is what the US does when it "spreads democracy": force our culture, our govt. onto other nations.
I agree with this and have thought that way for years. The US would criticize the USSR for spreading their version of Communism, but we would spread Democracy. WTF is wrong with this picture?
As far as mortgages, credit cars, and all that. Sorry, but that boils down to personal responsibility. Now, there are articles coming out about how home ownership isn't such a great "investment". People here crucified me for that very statement two years ago -- I wonder if those same people would do that today? I don't have credit cards either, and all of a sudden, people who crucified me for that are now the ones who can't wait to be rid of them.
People are idiots.