Kinda funny that all the time, some fans mentioned that the 32nd century tech isn't as advanced as it should be, and if there are instances showing that it is, there are also complaints
But its definitely not as advanced as it should be because Disco effectively either discarded or completely ignored most of the stuff that was encountered, recorded/scanned, recreated and used (even if it had kinks).
By the 32nd century, we hadn't seen that any real effort was made into pushing it much further (because lets be realistic, the more advanced a civilisation is, the faster the science and tech will evolve).
For something like the UFP, even with some restrictions on some tech in place, it would still be able to vastly improve over existing technology.
Bottom line is that it was a missed opportunity to really portray Tech in the 32nd century as so vastly different that it would have changed Trek (and there are instances in which its indicated they can't do half of the stuff that was done in the 24th century - which is plain and simple nonsense).
Trek could have really evolved by looking at how such highly advanced tech affected societies as a whole, expand the premise/scope to dive deep into this.
At best, the advancements that Disco in the 32nd century portrayed seemed like they would have been achieved by the mid/late 25th or early 26th century... not 32nd.
And I don't buy the idea of tech development stopping 'just because'. Its nonsense because for an already galaxy spanning organisation, they'd have massive set of redundancies, research and options to use to keep advancing further... which is what would have happened realistically because of all the unknowns, etc.
Basically, the UFP should have been on the level of species 10-C with Dyson Swarms or even Spheres in most systems throughout the Milky Way and nearby Dwarf Galaxies (and possibly a few systems in Andromeda galaxy).
The 24th century up until the Nemesis movie showcased further advancements and streamlining existing tech... but past that point (in fact, when Picard happened)... it was already kinda 'meh' (exception being in Prodigy which seems to be sticking with the Proto-Warp drive tech for now - can't wait to see how they will 'explain' that its not viable for use).
Gotta 'love' the trope of 'invent and forget' in Trek (and most of all, DON'T R&D further - one failure and you're done - eh? Science is about REPEATED set of failures and learning from them... the UFP has a number of methods to experiment in SAFE environment - empty parts of space, holodecks, automated R&D... and none of it is seemingly used).
I am hoping we will see further advancements in Disco, but thus far they just seem to be focusing on the chase.