In the future do humans stomp all over each other for financial resources? No. VAST improvement from today.
Financial reasons? That one's never been nailed down by the franchise. On balance the evidence for me is that there IS in fact money in the federation, but that's neither here nor there. They kill each other for power, greed, hatred throughout the star trek universe, including within the federation.
Such pessimistic views for supposed Star Trek fans....
Supposed? As in have been watching it since TOS was all there was? At NO POINT has there ever been anything in canon to suggest the federation is a utopia, being a fan of the series means actually appreciating it
for what it is, not what parts of the fanbase desperately want it to be. It's an idea that's spread without ever being shown or even implied on screen. Star Trek is about social issues, sure, but at no point has it ever claimed to represent a perfect society. That's only ever been fans idealising their own take on the federation, not the actual on screen portrayal. The closest we have is the personal opinion of one particular character. As opposed to thousands of them who disagree.
The federation is every bit as ripe with corruption as modern day societies. To be honest I find it hard to see how you could actually watch the show and see it any other way unless you REALLY wanted to.
humanity is also fundamentally better in the future than it is now
In what sense? Where do we actually see that the average 24th century person is any wiser, kinder or more positive in any way than their 21st century counterparts? It gets talked about a lot, again primarily by fans, but also occasionally on screen by characters demonstrating arrogance rather than genuine superiority.
Several characters are in fact seemingly at least partially written to subvert this very idea, Gillian Taylor, Ralph Offenhouse and Lilly Sloane all spring to mind as bursting the smug bubbles of starfleet characters who assume their own superiority based on nothing more than being from the future.
Even the French speak with English accents
Isn't NOT being prejudiced one of the ideals our heroes are supposed to stand for? You know, when they aren't being racist against Romulans, Ferengi, the Breen, Klingons, Vulcans for looking like Romulans, Vulcans for comedy effect when they don't get the joke, Vulcans for being somehow inferior due to not embracing their human emotions, Vulcans for being green blooded and having pointy ears....