Good point. So she not only cost two regenerations, she essentially killed Donna too. That Rose has got to GO.
That Rose who saved the Doctor, saved the world from the Daleks, enabled the Doctor's plan to stop the Cult of Skaro and the Cybermen to work after one of the levers failed and he couldn't fix it, saved Donna from the Trickster's brigade, and helped Donna save the Universe from the reality bomb?
That one?
Those would be the Daleks she essentially created after the Doctor told her to stay away, in the episode "Dalek" yes? But no, Miss Center of the Universe had to go in and she knew best. She had to go in and "free" the one Dalek left in existence. Every Dalek since then has been a direct result of that.
... no. You are completely and utterly mis-remembering "Dalek" and every subsequent Dalek episode. It's quite remarkable.
The Dalek in that episode was a lone survivor of the Time War. It killed itself after gradually developing a sense of compassion and empathy due to its genetic contact with Rose. It never reproduced.
The Daleks in "Bad Wolf"/"The Parting of the Ways" were created by the Emperor of the Daleks, who survived the Time War separately. All of those Daleks were then wiped out by Rose. She played no role in the Emperor's survival, nor in its creation of a Dalek army at the edge of the Solar System.
The Cult of Skaro independently escaped the Time War through the Void Ship. The Void Ship itself was detected and then activated by Torchwood, not Rose. Rose was instrumental in getting controls for Torchwood's dimensional portal to work when one of the levers got stuck, threatening to allow Daleks from the Genesis Ark to escape, and nearly died to make sure the Daleks and Cybermen would all be sucked into the Void. The Cult itself escaped into 1930s New York, where they appeared in "Daleks in Manhattan"/"Evolution of the Daleks" before all but one, Dalek Caan, were killed.
The Daleks seen in "The Stolen Earth"/"Journey's End" were created by Davros after Dalek Caan forced himself into the Time War through the time lock to rescue him. Rose played no role in their creation, but she did play an important role in helping Donna to stop them all.
The Daleks seen in "Victory of the Daleks" were survivors of 10.5's destruction of Davros's New Dalek Empire, using a Progenitor Device from the Time War to reproduce. The Daleks seen in "The Pandorica Opens"/"The Big Bang" were created from these as well.
At no point did Rose play any role in the creation of any of the Daleks seen in any episodes of
Doctor Who.
... and there would have been no "Pete's World" either. So she's responsible for the Cybusmen invading Earth too.
No, she is not. The Torchwood Institute was responsible for weakening the walls between dimensions in response to their detecting the Void Ship carrying the Cult of Skaro. The Cybus Cybermen took advantage of that opportunity to invade; Rose played no role in this.