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The fabulous catch-22 of Verizon FIOS

Rett Mikhal

Captain
So, for those of you not in the know about Verizon FIOS' infamous catch-22, here's the summary.

If you want FIOS, you need to buy a 1 year contract. OK, acceptable in most circumstances.

If you cancel FIOS before the 1 year, you are hit with an early termination fee. Alright, kind of Spartan, but I understand it's because of the price of wiring things fiberoptically.

You cannot transfer FIOS service under any circumstances. BIG. BOLD. CURSE. WORDS. You have to be shitting me. So if absolutely anything in the world happens which requires that you, the customer, have to move from the premises, you are completely SOL. That's great. That's really great. It's not like we live in a real world or anything.

How is it SO HARD to just transfer the billing and payment to another person, like a room mate that is not leaving or someone else who will be moving in to replace you? Or a land lord? Or ANYTHING? "Well the contract is in your name, so you violated it." OH, REALLY?! So all that jazz you said up there about the fee being "to make up for the cost of installing fiberoptics" IS COMPLETE HOGWASH. The account is still being used, is it not?

I recently had a falling out with my room mates and was offered a house sitting job at a mansion, so I was left with the daunting decision of continuing to pay for and live in a complete dive with people I detested or live for free in a mansion with central air and a pool. I called verizon and Nstar several times and made absolutely sure that the bills transferred to my room mates who were staying there. I called Verizon three separate times and made sure they sticky noted the account with "NO EARLY TERMINATION - ACCOUNT STILL IN USE."

This was two months ago. Then comes this weekend and I'm hit with a 110 dollar charge with NO warning. No email, no call, no snail mail, and not even a 'pending charge' warning on my bank account. No, just a hard cut. 1:01 PM, account in the green. 1:02 pm, account in the red. To top it off, they hit it at the exact WRONG time because it was the day my student loans processed, so ALL THREE CHARGES got an overdraft instead of... NONE OF THEM.

So now my bank is charging my 5 dollars a day as my account drifts closer and closer to 300 dollars in the red and I can't do anything. I finally did get a job, but I won't get my first paycheck for two weeks. I am losing my hair as I type this.

My only hope now is to call the bank and blow the whistle on Verizon for bad business practice because they promised me I would not get that charge, and also my account has a note on it to not let charges go through that would overdraft, just deny payment, but Verizon AND my student loans came barreling through and blew that safety catch off its hinges.

So, to everyone at Verizon, please realize this is the REAL world and your stupid business practices of expecting people's lives to be static and expecting your telepathic messages about charges to reach us are FLAWED.
 
Talk to the Better Business Bureau or even get some state commerce authorities involved. Considering they marked your account as "still active" and were not going to hit you with the termination fee, I'm not sure how it's legal to then pull it on you. They should at least have to notify you that they're going to do it.
 
^^^

This. And threaten to sue them in small claims court. It got Delta to change their minds real quick when they screwed me with my airline tickets.

If that doesn't work, write about the experience to every local news outlet in your area
 
Afraid I'm from Massachusetts, where all lawyers and newspapers are corrupt. Suing for 100 dollars is illogical when one realizes a lawyer's fees will always be greater than 100 dollars.
 
You don't need a lawyer for small claims court. And you can go after them for all the bank fees they cost you, too.
 
Yeah, I'd threaten a lawsuit. They told you certain information which you acted upon. The information was false and they charged you without warning and you were hit with overdraft fees because of it.
 
The problem is I have no proof they said what they said. It's their word against mine, and they're strong and vicious while I'm weak and neutral.
 
You probably don't need to actually take them to court. Simply mentioning the possibility is usually enough to intimidate the customer service rep into giving you what you want. Or at the very least getting you speaking to someone who *can* give you what you want.
 
Question: Has anyone ever dealt with Verizon and lived to not regret it?

Because I'm hard pressed to think of anyone I know.
 
Verizon Wireless has been pretty good to me, though I always make sure I have an insurance plan on my phone. Same phone model lost the lock on its SD card once, then there was some sort of software/hardware snafu. I got a new (or very nicely refurb'ed) phone both times, within a two year span.
 
Afraid I'm from Massachusetts, where all lawyers and newspapers are corrupt. Suing for 100 dollars is illogical when one realizes a lawyer's fees will always be greater than 100 dollars.
You can represent yourself in small claims court. It's not difficult.

Do some research on "false and deceptive practices" under Mass law. You may be able to send a 93A letter (sorry, it's been too long since I practiced in the state system; I don't remember the exact cite of the consumer protection statute). Also? Dispute the charge in writing at your bank immediately. They may take your side and reverse the charge.
 
^On a related note (though this won't help the OP), but never give anyone direct access to your bank account. Do everything through a credit card, and pay that off each month. See, Bank of America may not be so fast to help you get your money back on your debit card. With a CC, it's their money that was pinched, and they generally will fight for that, or just write it off and debit your account.

Basically, don't gamble with your own money. Use someone else's. You have much stronger consumer protection under a credit card, and are NOT liable for fraudulent activity.
 
So where you able to transfer the account or not? You said it was a big no, but then you said they told you they did, but then got charged $110. Was the $110 the early termination fee?
 
Question: Has anyone ever dealt with Verizon and lived to not regret it?

Because I'm hard pressed to think of anyone I know.

I've had some issues with Verizon but they've bent over backwards to make things right with me, so I can't complain too much.

Granted, I had to call their corporate office in Manhattan, but it got shit done.
 
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