Rear-ended.

[Mr. Laser Beam]

.
...
Otherwise the car did a fine job of protecting me. If she is totaled, this only strengthened my resolve to stick with Honda.

Wise move. I had a Honda for over 10 years and the car was 5 years old when I got it. That thing ran like a champ.

As does mine. I drive a CR-V, and it's my favorite car I've ever owned. Not a lot of frills, but it's an excellent winter car!

 

[Alpha Romeo]

I do, I have $25k/$50k coverage and the car is only worth $10k.

Not licensed in California but you may want to increase your coverage. That's likely the minimum and god forbid you ever get into an accident where its your fault you could be personally liable.

 

[Alpha Romeo]

Hadn't insured the car yet, but he has plates on it? How did he get the plates for it/register the car without insurance? Does California/San Fran not have laws that says all cars must be insured? And what kind of idiot drives a new car, a Lexus at that, uninsured? He's utterly screwed now not only from the collision with another car but he still owes on a car with severe damage on it. Hell, what kind of dealership lets a man drive off with a car that's uninsured?

Anyway, glad you are okay and hope your own insurance covers you well here on this collision, guy behind you sounds like he was a real jack-ass and deserves the world of financial hurt that's about to rain down on him.

He drives a Lexus so figures he's a jackass.

Looking at the damage to the trunk, looks like he must have been going a pretty good clip in order to crumple that much into the car.

My guess is that he bought the car private party, which would mean there was nobody to make sure he had insurance before taking ownership of the car. Really stupid on his part, though. All I know is I pay my $500 deductible and then I get it back once either his insurance pays, he pays out of pocket or my insurance shakes it out of him.

If it ends up being totaled I'll be upset, because we aren't quite ready for a new car purchase and we'd be getting back exactly what we owe on my car and not a penny more. Plus, I really like this car and I'd hate for it to go out like this.

I'd say he was doing 30-35 when he hit me. And as you can see, I was at basically a dead stop.

Are you sure you didn't suffer any injury at all?

 

[Robert Maxwell]

I do, I have $25k/$50k coverage and the car is only worth $10k.

Not licensed in California but you may want to increase your coverage. That's likely the minimum and god forbid you ever get into an accident where its your fault you could be personally liable.

I could be wrong but I assume that was just for the under/uninsured coverage, which you really shouldn't need to have be more than the value of your car, unless your medical bills are covered under that. (New Jersey separates out the medical liability portion, which seems different from most states.)

 

[Mary Ann]

Good thing he didn't push you into the Corvette you were behind! Things could have gotten really interesting for insurance then.

Nah, the guy who rear-ended him would just be double fucked. If you're hit from behind and that causes you to hit the car in front of you, it's not your fault--it's the fault of the person who hit you in the first place.

This happened to me almost 20 years ago; I was the second of three cars waiting at a red light and a drunk slammed into the guy behind me, causing him to rear end me and me to rear end the guy in front of me. I was driving my dad's 1991 Jetta, a car I adored, it was written off by his insurance company. The only person charged with any driving offence was the drunk driver.

 

[B.J.]

Good thing he didn't push you into the Corvette you were behind! Things could have gotten really interesting for insurance then.

Nah, the guy who rear-ended him would just be double fucked. If you're hit from behind and that causes you to hit the car in front of you, it's not your fault--it's the fault of the person who hit you in the first place.

This happened to me almost 20 years ago; I was the second of three cars waiting at a red light and a drunk slammed into the guy behind me, causing him to rear end me and me to rear end the guy in front of me. I was driving my dad's 1991 Jetta, a car I adored, it was written off by his insurance company. The only person charged with any driving offence was the drunk driver.

My wife was involved in something similar, but her situation was a huge mess on the interstate, totaling about 20 cars. The person at the front of this mess (who everyone else got pushed into) was driving a rare car (a convertible Mercedes of some sort), and sued everyone behind them. My wife was in no way at fault in this wreck, but it took us ~10 years to finally get rid of the suit.

 

[Mary Ann]

I'm guessing the guy who tried to sue everyone was trying to make the point that everyone was following too closely and that being why the pile-up happened. If that had been the case more drivers would have been charged, though, so the guy's an idiot for even trying to sue anyone who wasn't charged.

 

[Alpha Romeo]

I do, I have $25k/$50k coverage and the car is only worth $10k.

Not licensed in California but you may want to increase your coverage. That's likely the minimum and god forbid you ever get into an accident where its your fault you could be personally liable.

I could be wrong but I assume that was just for the under/uninsured coverage, which you really shouldn't need to have be more than the value of your car, unless your medical bills are covered under that. (New Jersey separates out the medical liability portion, which seems different from most states.)

Different in a lot of states. He needs the advice of someone who knows but regardless if his liability coverage is that little he should be concerned. I carry a 250/500 with a 1Million umbrella. Can never be too careful.

 

[Nick086]

Nah, the guy who rear-ended him would just be double fucked. If you're hit from behind and that causes you to hit the car in front of you, it's not your fault--it's the fault of the person who hit you in the first place.

This happened to me almost 20 years ago; I was the second of three cars waiting at a red light and a drunk slammed into the guy behind me, causing him to rear end me and me to rear end the guy in front of me. I was driving my dad's 1991 Jetta, a car I adored, it was written off by his insurance company. The only person charged with any driving offence was the drunk driver.

My wife was involved in something similar, but her situation was a huge mess on the interstate, totaling about 20 cars. The person at the front of this mess (who everyone else got pushed into) was driving a rare car (a convertible Mercedes of some sort), and sued everyone behind them. My wife was in no way at fault in this wreck, but it took us ~10 years to finally get rid of the suit.

Ah the rich trying to get rich by suing people left and right from behind them. I hope they didn't get a dime from anyone that didn't cause the accident but were part of it. I wonder if anyone tried counter suing.....

 

[Robert Maxwell]

Not licensed in California but you may want to increase your coverage. That's likely the minimum and god forbid you ever get into an accident where its your fault you could be personally liable.

I could be wrong but I assume that was just for the under/uninsured coverage, which you really shouldn't need to have be more than the value of your car, unless your medical bills are covered under that. (New Jersey separates out the medical liability portion, which seems different from most states.)

Different in a lot of states. He needs the advice of someone who knows but regardless if his liability coverage is that little he should be concerned. I carry a 250/500 with a 1Million umbrella. Can never be too careful.

I agree, one's liability coverage should never be that low!

 

[Tiberius Jim]

I do, I have $25k/$50k coverage and the car is only worth $10k.

Not licensed in California but you may want to increase your coverage. That's likely the minimum and god forbid you ever get into an accident where its your fault you could be personally liable.

Yeah, that's just my uninsured/under-insured coverage. I would have to check but I believe my liability is higher.

EDIT: Just checked, I have $250k/500k/100k with $10k medical (the max) for medical payments.

Are you sure you didn't suffer any injury at all?

I'm pretty sure, I didn't have any soreness or pain anywhere a few days after. I thought my knee might have been hurt from how it hit the dashboard a bit but it seems fine.

I have an update, as I received a call from the body shop. Car is repairable, with a total of $5,500 in damage. Turns out the left quarter panel buckled in the accident as well, in addition to the bumper and undercarriage. Of course, the one part of the car that may *not* have been damaged is the trunk, which is the one part I had hoped to have repainted since it got keyed back in 2012. There may still be hope if the trunk itself bent at all as they would have to replace the whole thing if that's the case...but as is, there's no reason for them to repaint the trunk as part of the repairs from the accident and it'd be $550 out of pocket to have it done. That wouldn't be bad, but I plan on replacing this car sometime soon anyway. I'm holding out hope that there's a bend somewhere that will require replacement.

Oh, and it won't be done until Christmas Eve at the earliest.

 

[auntiehill]

Ooo, that a bit of a wait. Well, at least it *will* get repaired. That's the important thing.

 

[tomalak301]

His car was a Lexus and it was new? Holy Cow that's terrible, and expensive, luck.

I'm glad you're ok Flux. Being rear ended is never fun.

 

[Trekker4747]

His car was a Lexus and it was new? Holy Cow that's terrible, and expensive, luck.

I'm glad you're ok Flux. Being rear ended is never fun.

That's nowhere near a new Lexus (see J. Allen's inline photo) it's probably an early 2000's model. And it's not terrible, the guy was tailgating and obviously not paying attention to traffic conditions and adjusting his driving as such, so that he rear-ended someone as traffic slowed to a stop isn't luck. It's terrible driving compounded by being an utter idiot and asshole, and possibly illegal, by driving without insurance.

 

[tomalak301]

His car was a Lexus and it was new? Holy Cow that's terrible, and expensive, luck.

I'm glad you're ok Flux. Being rear ended is never fun.

That's nowhere near a new Lexus (see J. Allen's inline photo) it's probably an early 2000's model. And it's not terrible, the guy was tailgating and obviously not paying attention to traffic conditions and adjusting his driving as such, so that he rear-ended someone as traffic slowed to a stop isn't luck. It's terrible driving compounded by being an utter idiot and asshole, and possibly illegal, by driving without insurance.

Still, Lexus's are one of the more expensive cars, but yeah he was an idiot. Really hate tailgaters since there's no reason why you would have to tailgate to begin with. As for Driving without insurance, let's just say Flux might get a nice return, despite the damage done with the car.

 

[Dude111]

My car got rear-ended today while I was driving to work. The guy had been riding my tail way too closely prior, to the point where I had given him a gesture to back off. He did so, but when traffic stopped again...he just kept coming

Im sorry your car was affected by someone elses carelessness and I am very happy YOU ARE OK!

I trust his insurance will help fix your car!!

 

[Tiberius Jim]

I got the car back today, and while I was glad to have it back early, it will be going back. I am incredibly unimpressed with the service from my insurance company, as I went over a week without hearing anything about the status of the car or anything addressing my concerns about certain aspects of the repair. On top of that, when I picked it up today I noticed a few issues that I was not happy with. The originally gave me the option to leave it with them and have them look at it again, but seeing as these issues were supposed to be addressed when they had the car to begin with and the fact that we need the car for the holidays, they gave a second option of taking the car but bringing it back after the start of the new year. They guarantee their work for the life of the car, so there should be no problem with that.

I also need to take a trip to DMV to order a new license plate. All the shop was able to do was flatten my damaged plate and reattach. All of the letters and numbers are legible so it's just a cosmetic thing, but I'd rather not have any visual evidence of what happened.

 

[Trekker4747]

What part of the service/repairs are you dissatisfied with? (Nothing jumps out at me in the pic.)

Were they able to repair the spare-tire well on the underside of the chassis?

 

[Tiberius Jim]

Yeah, all of that was fixed. What I am unhappy with is it seems like my trunk did end being involved. The claims adjuster noted some paint chips on the lip of the trunk when I brought it in which backs up my idea that the trunk was impacted. When I picked the car up I noticed that the gap between trunk and bumper is less on the left side than the right. Visually I can see that the trunk curves inward more on the left then the right. It clearly doesn't line up the same on both sides. The estimator who helped me when I picked it up claimed not to see it, but it's pretty obvious.

I also don't like the look of the fitment of the bumper to the body on the right side. The gap is larger on the right than on the left.

 

[Dude111]

Well I do hope its all resolved s00n!!

Good luck