How the heck do I cash an international money order?

[Miss Chicken]

I don't think you would like to live in Australia. As far as I know pay envelopes disappeared years ago.I don't know one person who doesn't get their pay deposited into their bank account by their employer.

And what do the employers do if the employee doesn't have and/or want a bank account, just not pay them? Or is having a bank account a requirement for employment in Australia?

I imagine that the employer would say 'If you want to work here you have to have a bank account" - if the employee doesn't want a bank account he is free to go and find another job that pays by cash. He better not go onto unemployment benefits while he looks for a job as he certainly would need a bank for his benefits to go into.

EDITED TO ADD - I looked up to see if Centrelink (Australian Social Security) ever pays by cheque. They do but only under certain conditions

Regular payment by cheque will only be approved if the person:

• lives in a “remote” area and therefore would experience difficulties in having to travel to a bank; or
• is frail or disabled and therefore would experience difficulties using a bank; or
• cannot find a bank which will agree to open an account for them; or
• holds a religious or cultural belief which prevents them using a bank account; or
• has lived overseas for more than 12 months and now wishes to receive their pension at their residence, rather than having the pension paid into an Australian bank account. In this situation, Centrelink will normally send a cheque each four weeks to their overseas address.

Probably if an emloyee meet any of the above criteria an employer would have to pay them by cheque or cash. However if they didn't I believe that the employer could simply deny them employment.

 

[Saturn0660]

^ Maybe not. I confess I never thought about it much - just bleated obediently and told them which account I wanted it deposited in.

I don't think anybody really kicked up a fuss - not that I ever heard about, anyway.

You know what... I think it just may be.. I recall hearing something about where I work telling us if you don't do direct then they will give you one of those "Visa money card things that you can load yourself"... And put your pay there...

 

[Arrqh]

And what's the benefit, unless the teller at the bank is cute? Much simpler and easier to just have them put directly into your account for you. Money is already there to access, usually a couple of days quicker. Can check the deposit online, and they mail you the stub, so really not seeing the downside to direct deposit...

If anything, I wish I'd stop getting redundant paystubs in the mail. We used to get those electronically so you could print them if and when you needed them... otherwise it's just a waste of paper.