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Do you have your taxes done?

Yep. Filed last month. No refund because the government here in Canada changed it's mind for low income users (we get something called GST/HST checks bi-quarterly)and they're more than the tax refund for low income filers so they decided to not give the $75 refund. I've always counted on that. One of the reasons why I file early as possible.
 
Yup, last month. Got my state refund already, and am awaiting the federal. I don't qualify for free file and my taxes are as simple as they get, so I sent in an old-fashioned paper return. Fortunately I don't need the money right away.
 
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