The Watcher's Council wouldn't have helped financially since I believe Buffy cut her ties with them. This is why in season seven Joss made a point of having Buffy get a job and you guys are making it sound like Willow and Tara didn't give a shit they were living for free in the Summer's home. Remember that they were probably doing Buffy a favor and if not for them Dawn would have no one to take care of and some how that house would have been repossessed or something with no one living in it.
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