Maybe not a starter motor so much as an APU. A small matter-antimatter reactor may not be enough for propulsion, but on a ship that's too small to have a really enormous fusion reactor pyle (unlike the huge engines on the Galaxy class) it might be necessary to power the ship's primary systems like shields, deflectors, weapons and transporters. They can probably transfer some power from the warp drives to critical systems like deflectors if need be, although they probably lack the ability to transfer ALOT of power until the intermix setup from TMP was introduced.^
Right. And that makes having smaller ships still be practical by having the engines in the nacelles, and not needing the bulk for longer mission ships. The secondary hull was primarily for the flight deck, storage, and that big heavy deflector... All the stuff not needed on the smaller ships.
Your suggestion that the in hull third reactor was a bumping up one, made me think that maybe aside from using it to top up the batteries, and use for main hull power, it was like a starter engine for the nacelle reactors. It was a lot smaller because of the technology of the time, making it perfect for the small tasks, but not practical for powering a stable warp field, or maintaining lengthy phaser use.
This makes it more believable in that sense. Because if it were as big as the nacelles, it would make the ship to unbelievably powerful. This gives it a realism that is needed.
I think that works well. It's a starter motor. heh.
I don't think it would work as a starter motor except insofar as it would be needed to generate a new supply of antimatter for the nacelle reactors after the original pods were sabotaged in Elaan of Troyus. If you think of the first problem as a temporary setback, then the second one ("the entire dilithium converter assembly is fused!") becomes the bad news that the problem is actually more permanent than it normally would be. In which case, we can now feel free to put that in-hull reactor in the saucer section, close to the impulse engines.
If you think about it, the setup from TMP might actually work better if only the reactors in the nacelles were preserved and the intermix chamber is primarily just a transfer conduit from the nacelles to the rest of the ship. The deflection crystal on the impulse deck would replace the original engine room complex, tapping power from that transfer conduit for use by the primary systems and leaving everything else more or less the same.