Still every person problems are different...
Which is why the government doesn't try to solve EVERY person's problems. Just MOST people's problem. In your mining accident example: if you slip on a rock and shatter your femur on the job, you should probably go to a doctor. If the company you work for has been jeopardizing your life and the lives of every other miner in the country by relaxing safety standards, you should probably call the government.
The reason doctors are so inefficient is because they got possible lawsuits on their hands.
It's got nothing to do with the lawsuits. It's because the insurance industry has thrown down an enormous bureaucracy around their heads and they have to navigate the inconstant shifting walls of red rape just to treat their patients effectively. It isn't the fear of a lawsuit that hinders them, it's the fact that medical care is INVARIABLY too expensive for most people to pay out of pocket and that leaves both doctors and patients at the mercy of their insurance carriers.
Tell me why food in the U.S. taste so disgusting? [laugh] You can go to places that serve safe food and then their is specialty stores where they can do whatever they want.
And ALL of those stores and restaurants must abide by public health regulations at all times or risk being put out of business. If competition alone was sufficient to keep restaurants from slipping into potentially hazardous disrepair, Gordon Ramsey would be out of a job.
And besides, if they want to serve food using peanuts and peanuts oil that's their choice. They should be made aware to customers, so they can go somewhere else to eat.
And regulations say they HAVE to make the customer aware to avoid accidentally killing them. It's that bare minimum "they should" that regulations provide. So when a paying customer tells you to prepare his food with allergy considerations and you cook it with peanut oil anyway, YOU HAVE VIOLATED THE LAW. The market may not hold you accountable (dead men issue no complaints) but the health department will.
Construction code is different than the food safety.
No it isn't, not at all. In the first place there's more room for variation depending on local conditions (Earthquakes, hurricanes, etc) where in food safety standards have to measure up to a minimum standard of safety for human consumption. Rat feces, for example, is unacceptable no matter what state you're in.
It's just like owning dogs. Should we regulate people, too. IT's possible that the dogs might maim and hurt someone badly, even kill, but is that the government's job, or the responsibility of the persons owning the animals.
And the unusually high number of people who believe that pitbulls make the best attack dogs correlates with the unusually high number of people who try to train pitbulls to attack prowlers. Then the dog goes running out of the house and mauls the neighbor's two-year-old... well, gee, that's the responsibility of the dog owner, isn't it?
Systematic abuse of an entire breed of dog, in this case, results in a systematic problem. Some communities respond by banning pitbulls altogether, others require background checks on pitbull owners. ALL of them have laws against animal cruelty, and dog-fighting is illegal in nearly every state of the union.
And so to answer your last apparently rhetorical question:
Nobody is that stupid to not notice that they dogs can hurt or kill someone. Why don't we regulate that, too.
We
do. I think maybe you have a very fuzzy idea about what regulation actually means.