The freecreditscore guys are back!

[propita]

The freedcreditscore commercials were, for a while, featuring a group led by a blondish guy. They were kinda popular, for commercials, but that group was dumped and some other groups brought in.

Just saw a commercial with the old group. They even poked a little fun that "they were back."

Just a commercial, but how many people liked them? Who's happy they're back?

 

[RoJoHen]

I got a little peeved when the original group got replaced. I liked them. It's like how there's a new Orbit gum girl now -- annoying. God forbid they ever try to re-cast Flo!

 

[propita]

Saw the actress in some show. Don't remember what. Hubby pointed her out. He recognizes/remembers everyone. I'm lucky to remember what HE looks like. Maybe that's why I'm always looking at him! lol

 

[Mr. Laser Beam]

The freedcreditscore commercials were, for a while, featuring a group led by a blondish guy.

Is that the "Why am I dressed up like a pirate in this restaurant" dude?

Side note: This thing is a ripoff anyway - everyone's entitled to a free credit report as it is, one from each credit bureau, and you don't have to sign up for any of that extra promotional crap (which is NOT free) that these "free credit score" services make you do. But we all knew that anyway.

....Right?

 

[Yoda]

Well the free government mandated report is all well and good, but you don't get your actual score out of it, which is fucking annoying. And yeah, free credit score sites are shady fuckers who get people to sign up, not read too closely, and not realize or remember they need to cancel the monthly service they have to subscribe to to get their free credit score.

 

[Robert Maxwell]

Well the free government mandated report is all well and good, but you don't get your actual score out of it, which is fucking annoying. And yeah, free credit score sites are shady fuckers who get people to sign up, not read too closely, and not realize or remember they need to cancel the monthly service they have to subscribe to to get their free credit score.

That's because the score is a proprietary formula that each credit bureau calculates differently.

In any case, it's not that hard to get your score for free, if you're willing to jump through a few hoops.

 

[Yoda]

Well, the government mandated reports involve linking to the big three credit bureaus and getting info from their databases. I'm not sure why mandating that they cough up their actual scores would be that much different.

 

[propita]

When we re-financed our house, we got all our scores free. Not bad; we won't be refused credit.

A brother-in-law also got his scores on re-fi. What surprised me was that his scores were even higher than ours and all he had was his mortgage, insurance, and utilities. No car loan; I think he paid cash at the time. No credit card; when he wants something online, we buy it, he pays us cash. No cell phone payments; no cell phone. Yet his lowest score was somewhere over 810.

I still like the lead singer. He's got a boyish quality that's not a "bad boy."

 

[Yoda]

So, since I never grabbed an actual score, I figured, what the heck, I'll give it a try, hopped on myfico.com (run by Fair Isaac themselves), got my free trial... scored just a hair over 800 -- not too bad!

Found the support link to cancel. Filled out the form... and got this:

Fuck you credit industry. Fuck you to hell and beyond.

 

[Mr. B]

Freecreditscore is basically a scam, so its 'reemergence' is quite annoying.

https://www.annualcreditreport.com/ is the only truly free credit score service.

 

[propita]

Freecreditscore is basically a scam, so its 'reemergence' is quite annoying.

https://www.annualcreditreport.com/ is the only truly free credit score service.

Yeah,but the commercials are entertaining.