A mixture of all of those. I didn't go straight home after work, I hung around a bit at the uni down the road and left just as it started raining. It got pretty hairy early on, roads all over the place were getting washed out but rather than returning to the office of the top of a nice hill I decided to press my luck and try to find a way home. The more dead ends I hit the more determined I was to 'beat' the storm. So I was crowing pretty loudly as I turned onto the Eastlink on ramp.
Had I gone straight home from work, or had the sense to return to the office or pull into a shopping centre, chances are I would have my car right now. But there's no point in moaning and 'what if'ing, I have to deal with the consequences .. right now that means waiting to hear from the mechanic whether there is any chance that she can be saved.