I'm a big fan of the first three freecredit.com commercials. I thought they were fun, clever and the music was pretty cool. But this newest one, yikes! It totally sucks. The song is lame, the visuals stupid, riding around on bikes with dorky helmets on... just a total waste. They even stuck in the old lady from the pirate one, who had a brief funny moment with a dirty look, but here she's not funny at all. Anyone else really disappointed by this one?