My paycheck bounced.

[PKTrekGirl]

Took a vacation day decided to cash my check and go shopping.

Bank informs me that my payroll check cannot be cashed because the issuer (Day Job) has no funds to cover it.

...needless to say I am VERY ANGRY.

Uh, I would be VERY WORRIED.

"Worried" would be my response too. Bouncing paychecks can never mean anything good, in terms of 'long term gainful employment'.

 

[Plecostomus]

But it the business really doesn't have any money, and if they're about to file for bankruptcy, is there any way the employees can get the money they're owed on the paychecks at least?

IANAL but I've always understood that payroll and pensions (and benefits possibly) generally have first call for any funds that become available from a bankruptcy liquidation. If they honest-to-pete don't have any money or assets, I think the employee is out of luck just like any other creditor.

Jan

Oy.

I was hoping the law had some kind of protection for wages.

No of course not. 1) we can't get the common folk to vote, therefore businessmen and women get elected and stay elected and pass laws to benefit the situation of the corporation 2) Larger corporations pay billions to lobby lawmakers to ensure that workers have just enough "good sounding" rights on paper that actually mean nothing. 3) Good luck getting your state to help. First of all you ain't the only one in this situation second the people the state hires to "help" don't care and three they got all the time in the world, your taxes pay them.

Really, it's the 21st century but in many regards rights for workers are still stuck square in the pre-depression era.

All unions did for America... all they did was run up the wages and benefits until we priced ourselves out of the market. Unions have done VERY LITTLE to actually champion the worker's rights over the big picture.

...and don't even get me started on the cesspool of corruption that is OSHA. *grumble*

 

[Mallory]

In Oregon there's state insurance funded 100% by businesses to cover such occurrences. If your company goes belly-up, the state will issue your last paycheck and then they'll go after the company assets. With a much larger claim and the power of the state behind them.

 

[Alpha_Geek]

^Yeah, One of my old banks told me to select Credit on the screen to avoid that.

Actually most vendors I deal with prefer debit because the transaction fee is less for the vendor than processing the transaction as a credit card. I generaly side on the people I do business with, so I go with their request.

 

[Timby]

^Yeah, One of my old banks told me to select Credit on the screen to avoid that.

Actually most vendors I deal with prefer debit because the transaction fee is less for the vendor than processing the transaction as a credit card. I generaly side on the people I do business with, so I go with their request.

It is, indeed -- and the per-transaction fee for credit cards varies by the volume of your transactions.

My company processes credit cards very, very rarely, but we do have the capability. Recently, the local electric utility decided to continue an annual $15,000 sponsorship of one of our Web sites. Great news, right?

Because we process so few credit cards (10 - 15 transactions a year, at most), our per-transaction fee is 10 percent. The company wanted to pay with a credit card.

10 percent -- of $15,000.

(We were able to get a one-time exemption from our bank, but, shit.)

 

[John Picard]

IANAL but I've always understood that payroll and pensions (and benefits possibly) generally have first call for any funds that become available from a bankruptcy liquidation. If they honest-to-pete don't have any money or assets, I think the employee is out of luck just like any other creditor.

Jan

Oy.

I was hoping the law had some kind of protection for wages.

No of course not. 1) we can't get the common folk to vote, therefore businessmen and women get elected and stay elected and pass laws to benefit the situation of the worker. 2) Larger corporations pay billions to lobby lawmakers to ensure that workers have just enough "good sounding" rights on paper that actually mean nothing. 3) Good luck getting your state to help. First of all you ain't the only one in this situation second the people the state hires to "help" don't care and three they got all the time in the world, your taxes pay them.

Really, it's the 21st century but in many regards rights for workers are still stuck square in the pre-depression era.

All unions did for America... all they did was run up the wages and benefits until we priced ourselves out of the market. Unions have done VERY LITTLE to actually champion the worker's rights over the big picture.

...and don't even get me started on the cesspool of corruption that is OSHA. *grumble*

And what are these "rights" that you speak of?

True story: Back in the 1990's, the Congress was working to revamp labor laws so that people could work as much overtime as they wanted. It seems these goofballs out there called I/T Professionals didn't mind working 50, 60, or even *gasp* 80 hours per week
The Unions fought that tooth and nail all in the name of "fairness" to workers. They can't comprehend people who "love what they do".

 

[Crusher Disciple]

No of course not. 1) we can't get the common folk to vote, therefore businessmen and women get elected and stay elected and pass laws to benefit the situation of the worker. 2) Larger corporations pay billions to lobby lawmakers to ensure that workers have just enough "good sounding" rights on paper that actually mean nothing.

Hey, look- it's the male version of me.

3) Good luck getting your state to help. First of all you ain't the only one in this situation second the people the state hires to "help" don't care and three they got all the time in the world, your taxes pay them.

Yeah, there's some people in government like that, don't get me wrong. But as I sit here, angry and typing in a government job, the piss poor CYA attitude of management in government agencies that keep rank and file employees from doing their job does more harm than anything. Add in shitty pay, doing the job of 7 people, laughable "benefits," the abuse of "government transparency" that in practice means more byzantine and time wasting processes and oversight (a fancy way of making you sweat for the safety of your job), and it's pretty dammed easy to get pissed and detach and do the least effort possible to save your own sanity.

CD,
posting on the BBS today because another idiot's decision means that she literally has nothing to do today

 

[JonathonWally]

Doesn't stop the banks from selling the bill of goods to small-businesses. When I was running my business, it was me, the wife, and maybe AT MOST 1 other person to handle overflow. Lordy, did the bank push the whole direct-deposit/payroll services-- at a "modest" fee of course.

Good, another example. I'm just trying to point out here to the people who are in utter shock that DDS isn't widely available for specific reasons. Hell, I quickly adopted DDS when I was in the military in the late-1980's. As a matter-of-fact, when I was getting out of the Navy, the military was getting ready to implement mandatory DDS in order to streamline operations and reduce costs. If a service member didn't have a bank account, then the military would issue a type of debit card and load it each payday.

Dell was all about Direct Deposit. We actually set up our Direct Deposit as soon as we went to orientation classes. There were reps from 5/3 and Chase Bank who opened accounts for everyone, on the spot.

If, by some miracle, you didn't get a Direct Deposit account, you had two weeks to get one or you would start getting your check on a monthly basis for six months, then you would be "advised" to get an account.

J.

When I worked for Apple Computers, they were the same way, even had bank people at the indoctrination seminar..er I mean "orientation weekend"

Hospital I work at prefers direct deposit too, and so do I, so it works out.

 

[Robert Maxwell]

Oy.

I was hoping the law had some kind of protection for wages.

No of course not. 1) we can't get the common folk to vote, therefore businessmen and women get elected and stay elected and pass laws to benefit the situation of the worker. 2) Larger corporations pay billions to lobby lawmakers to ensure that workers have just enough "good sounding" rights on paper that actually mean nothing. 3) Good luck getting your state to help. First of all you ain't the only one in this situation second the people the state hires to "help" don't care and three they got all the time in the world, your taxes pay them.

Really, it's the 21st century but in many regards rights for workers are still stuck square in the pre-depression era.

All unions did for America... all they did was run up the wages and benefits until we priced ourselves out of the market. Unions have done VERY LITTLE to actually champion the worker's rights over the big picture.

...and don't even get me started on the cesspool of corruption that is OSHA. *grumble*

And what are these "rights" that you speak of?

True story: Back in the 1990's, the Congress was working to revamp labor laws so that people could work as much overtime as they wanted. It seems these goofballs out there called I/T Professionals didn't mind working 50, 60, or even *gasp* 80 hours per week
The Unions fought that tooth and nail all in the name of "fairness" to workers. They can't comprehend people who "love what they do".

Yeah, and then you have the flip side, where people are told they will work 60-80 hours a week for no extra pay, or they can hit the bricks. And leaving is a great option in an economy like this.

 

[John Picard]

No of course not. 1) we can't get the common folk to vote, therefore businessmen and women get elected and stay elected and pass laws to benefit the situation of the worker. 2) Larger corporations pay billions to lobby lawmakers to ensure that workers have just enough "good sounding" rights on paper that actually mean nothing. 3) Good luck getting your state to help. First of all you ain't the only one in this situation second the people the state hires to "help" don't care and three they got all the time in the world, your taxes pay them.

Really, it's the 21st century but in many regards rights for workers are still stuck square in the pre-depression era.

All unions did for America... all they did was run up the wages and benefits until we priced ourselves out of the market. Unions have done VERY LITTLE to actually champion the worker's rights over the big picture.

...and don't even get me started on the cesspool of corruption that is OSHA. *grumble*

And what are these "rights" that you speak of?

True story: Back in the 1990's, the Congress was working to revamp labor laws so that people could work as much overtime as they wanted. It seems these goofballs out there called I/T Professionals didn't mind working 50, 60, or even *gasp* 80 hours per week
The Unions fought that tooth and nail all in the name of "fairness" to workers. They can't comprehend people who "love what they do".

Yeah, and then you have the flip side, where people are told they will work 60-80 hours a week for no extra pay, or they can hit the bricks. And leaving is a great option in an economy like this.

Where are these people being told to work 60-80 hours per week with no extra pay?

 

[Plecostomus]

*grumble* decided not to play games with these fuckers and went back to my job at the sheetmetal plant. Is a shame because I was enjoying learning the printer's art.

Meh, maybe when I get out of the military I'll find something better.

 

[Robert Maxwell]

And what are these "rights" that you speak of?

True story: Back in the 1990's, the Congress was working to revamp labor laws so that people could work as much overtime as they wanted. It seems these goofballs out there called I/T Professionals didn't mind working 50, 60, or even *gasp* 80 hours per week
The Unions fought that tooth and nail all in the name of "fairness" to workers. They can't comprehend people who "love what they do".

Yeah, and then you have the flip side, where people are told they will work 60-80 hours a week for no extra pay, or they can hit the bricks. And leaving is a great option in an economy like this.

Where are these people being told to work 60-80 hours per week with no extra pay?

Oh, how about the company I was laid off from back in December? The people still working there have to pick up the slack. And they were told they would either put in the extra hours, or they could join us on the unemployment line.

 

[Lindley]

Examine your paycheck carefully. It might be a Bumble.

 

[John Picard]

Yeah, and then you have the flip side, where people are told they will work 60-80 hours a week for no extra pay, or they can hit the bricks. And leaving is a great option in an economy like this.

Where are these people being told to work 60-80 hours per week with no extra pay?

Oh, how about the company I was laid off from back in December? The people still working there have to pick up the slack. And they were told they would either put in the extra hours, or they could join us on the unemployment line.

Are they getting paid for working 60-80 hours, or are they working 40 hours and getting paid for working 40 hours

 

[Robert Maxwell]

Where are these people being told to work 60-80 hours per week with no extra pay?

Oh, how about the company I was laid off from back in December? The people still working there have to pick up the slack. And they were told they would either put in the extra hours, or they could join us on the unemployment line.

Are they getting paid for working 60-80 hours, or are they working 40 hours and getting paid for working 40 hours

They're salaried. They get paid the same no matter how many hours they work, so long as it's at least 40. Any less, and they get docked. But they can be fired if they refuse to work as many hours as the company demands.

 

[RoJoHen]

Oh, how about the company I was laid off from back in December? The people still working there have to pick up the slack. And they were told they would either put in the extra hours, or they could join us on the unemployment line.

Are they getting paid for working 60-80 hours, or are they working 40 hours and getting paid for working 40 hours

They're salaried. They get paid the same no matter how many hours they work, so long as it's at least 40. Any less, and they get docked. But they can be fired if they refuse to work as many hours as the company demands.

One reason I never accepted a promotion to manager at the restaurant I used to work.

I worked 25 hours a week as a bartender and made more money than our salaried managers that worked 60.

My salary would need to be pretty substantial for me to accept terms like that.

 

[Plecostomus]

Same here, one of the reasons I left the sheetmetal place for the printing place is sheetmetal place is salary while printing place is not.

Rather have the salary and bullshit than rubber paychecks every week.

 

[QuasarVM]

Dood! Did you ever get paid?! I'd tear the place down until they paid me. Don't walk away from a check. Sue em if they refuse to pay ya!

Dood...really...you should be paid!

 

[Plecostomus]

Relax dude. I got paid. In full, plus an OMG DON'T HURT US tax on top of that. "Severance Bonus:" I agreed to walk away and NOT undo a month worth of progress.

Sadly this is not the first time I've had to deal with this shit it is the first time I've delt with it and gotten a positive outcome.

 

[QuasarVM]

Relax dude. I got paid. In full, plus an OMG DON'T HURT US tax on top of that. "Severance Bonus:" I agreed to walk away and NOT undo a month worth of progress.

Sadly this is not the first time I've had to deal with this shit it is the first time I've delt with it and gotten a positive outcome.

Glad to hear ya got paid. Dood...that sort of thing really chaps my posterior. My boss has forgotten to submit my timesheet several times and consequently, I didn't get paid in time...even that chaps my posterior!

I mean I go apesh** crazy. Still employed though so it can't be that bad...