Well, it's not just anxiety about debt, you know....it's also a matter of character for some of us. It's like saying "Thank You" and "Yessir/ma'am."
Take this situation that recently happened to me. I found
a DJ out West whose music I found particularly journeysome and intuitive. Well, I started downloading his podcasts from his website, but I realized I was d/loading his music - true that he made available publicly - but I'd not said "Thank You" to him.
So, I emailed him a couple of weeks ago, after d/loading something like 12 of his sets. Well, abt. that same time, I sprained my ankle. He emailed me back and thanked me for thanking him, asked about me, etc, so I wrote him a note about myself and I noted that I was listening to his music when I received the email, while I recovered from my ankle injury.
He's been kind enough in 2 weeks to send me 4 sets of his music - music that he doesn't post at his website at all - at no charge, just to keep me entertained. We've also exchanged some personal information about each other, even our pets (he has a new puppy named Pee Wee) and we've basically made fast internet friends. He's given me permission to share the d/l links he sends me with whomever I want as a means of promoting his work, yet he has never said that he'll only send me his work if I do such and such. He's just that kind of of guy. Moral of the story...Saying "thank you," like paying a belated debt can also lead one to reap unexpected benefits - just for being nice. I really enjoy listening to his work...every set is a journey (pay attention to the lyrics, or, as in the case of one set of Balearic style he sent me - the cascading effect of the music as it flows (such is the nature of Balearic), and he's taking the listener on a journey. Some of his work includes mixes of songs I've not heard in quite sometime- and, as I asked him about that, he told me some of his early experiences were at venues that I too attended, which was quite the surprise to us both. Thus, he and I could both tell you where we were, with whom, and exactly where on the floor when we danced or chilled out to that particular song. That's really neat - and we "met" and made friends simply because I stopped to say "Thank You."