As has been mentioned a few times, if the decedent is somewhat older, actually established in a career that can be tracked, or at least working, the "assessed value" is likely to be higher. It may be kind of obvious but still worth saying as well that that indvidual who had been further along life's path would almost certainly have borne a much larger set of obligations, of varying sorts.
I'm thinking specifically though of a family of their own for which they may have been the sole or at least major breadwinner. Not to look askance at the possibility of the young adult child in this instance possibly having played a role in supporting elderly or infirm parents down the line, but the factor of his own children(s) years of material needs, medical care, education, etc. having to be addressed, would seem to me to make the dollars and cents reckoning for this more mature person's "value" leaps and bounds greater than for a student, even one that may be a very brief period of time from beginning their life's work in a profession that is at the top of the food chain in the level of remuneration it affords.
I'm thinking specifically though of a family of their own for which they may have been the sole or at least major breadwinner. Not to look askance at the possibility of the young adult child in this instance possibly having played a role in supporting elderly or infirm parents down the line, but the factor of his own children(s) years of material needs, medical care, education, etc. having to be addressed, would seem to me to make the dollars and cents reckoning for this more mature person's "value" leaps and bounds greater than for a student, even one that may be a very brief period of time from beginning their life's work in a profession that is at the top of the food chain in the level of remuneration it affords.