-The firefighters absolutely should have put out the fire, it's crap that they didn't. Yes, all their rules say not to, he's not covered, but still gotta do it. They should have then presented him a bill for a couple thousand dollars worth of service charges though, to cover the labor, gas, water, fire truck rental, etc. Sends the same message that you should REALLY pay your bills, but without burning the guy out of his house...
El cheapo wouldn't pay $75 and admitted to assuming the FD would come out in the event of a fire anyway. What makes you think he'd pay the thousands of dollars that it cost to get a team out to put out a fire? If everybody who didn't pay the $75 fire fighting fee realized they'd still get services, no one would pay the fee and the FD would be even more up the creek serving the city that is actually paying for its services as well as the unincorporated county.
EDIT: Guess I should've read the rest of your post, as you essentially pointed out the same things.

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