Why would the saucer not be designed to have warp drive on its own
Given the size of four runabout nacelles, and the easy ability to permanently mount them in the saucer section (it certainly doesn't lack room) we come back to Mister Laser Beams question. Unless you're not going to give the saucer a warp drive for the sole purpose of not giving it a warp drive.With it's impulse engines lowering it's apparent mass, two Runabouts could be turned into warp tugs very quickly.
(Although I do think the saucer would have a somewhat larger warp drive than that)
If you're talking about a inflatable life-raft then sure. However with an actual lifeboat there usually is the capacity for "self-rescue" historically lifeboats were equipped with a mast and sails, and modern lifeboats have engines.the word 'lifeboat' in itself is actually a good description. When your ship goes down at sea, and you hop in the lifeboat with the others, the odds of that boat actually getting anywhere safe on its own are pretty minimal

