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I think I'm poor

RoJoHen

Awesome
Admiral
I realized today that I was poor when I opened a birthday card from grandma, saw a check inside, and thought, "Yes, I can use this towards rent!"

Birthday money is supposed to be fun money, not bill money!
 
I realized I was poor when I looked at my:

Bank account
Paycheck
Apartment
Car
Clothes
Television(which weigh'\s 50 lbs and has tubes)
Computer
Contents of refrigerator
Place of employment
 
I am finding myself in a "happy and poor"/"miserable and rich" scenario. I love my new job, but the pay blows. I hated my old job, but I made a lot more money.

I don't know what to do!
 
When Hubby was in school, we weren’t really “poor”: we paid our bills while minimizing them as much as possible. As in, our entertainment budget for the month was around $3. Going to Starbucks? Never!

Now, with Hubby working these past 10 years, we indulge ourselves a little. Now we spend way more than we ever did--but a lot of that has to do with the house and its expenses, rather than just renting.

There is no way I could say that we’re poor, but we try to live “carefully” with our money. But I still want a 7-10 day vacation in Washington D.C., doing all the typical museum and monument stuff. Haven’t had a real week-long vacation since the 1991 Comic-Con.
 
When Hubby was in school, we weren’t really “poor”: we paid our bills while minimizing them as much as possible. As in, our entertainment budget for the month was around $3. Going to Starbucks? Never!

Now, with Hubby working these past 10 years, we indulge ourselves a little. Now we spend way more than we ever did--but a lot of that has to do with the house and its expenses, rather than just renting.

There is no way I could say that we’re poor, but we try to live “carefully” with our money. But I still want a 7-10 day vacation in Washington D.C., doing all the typical museum and monument stuff. Haven’t had a real week-long vacation since the 1991 Comic-Con.
 
I am finding myself in a "happy and poor"/"miserable and rich" scenario. I love my new job, but the pay blows. I hated my old job, but I made a lot more money.

I don't know what to do!

Find work that makes you happy and rich! I leave it to you to brainstorm ideas...
 
I am finding myself in a "happy and poor"/"miserable and rich" scenario. I love my new job, but the pay blows. I hated my old job, but I made a lot more money.

I don't know what to do!

Find work that makes you happy and rich! I leave it to you to brainstorm ideas...

Working on it.

My poverty is temporary.

My poverty is also brought on by the fact that it is my birthday month, and I always make excuses to be really irresponsible with my money during my birthday month. I don't really receive gifts anymore, so I buy them for myself!
 
I think I miss being poor.

I don't miss watching my mother cry every night because there wasn't enough money to pay all of the bills though.

I hope things get easier for you, finding yourself low on cash and having to use money that was a gift is always hard.
 
I'm not even sure that I am poor. I'm having a really hard time adjusting to not having cash on hand. As a bartender, I always had lots and lots of cash, so I never had to use my debit/credit cards for anything unless I actually wanted to. I would put money in the bank, and it would stay there. Now I only get a paycheck, so I have to remove money from my bank account. I hate it.
 
I only have a debit card.

I will never touch a credit card ever, they're like vulture's.

But yeah, that's hard to adjust to.

It's also hard to adjust the opposite way: when you grow up poor not having money on hand and then in adulthood suddenly have cash. I thought it was strange. :lol:
 
As a bartender, I always had lots and lots of cash, so I never had to use my debit/credit cards for anything unless I actually wanted to. I would put money in the bank, and it would stay there. Now I only get a paycheck, so I have to remove money from my bank account. I hate it.

Ah, well, then the solution is simple: supplement your white economy income with ever-so-slightly dodgy grey money!

(I suggest either solicitation or hitman, depending on whether you're better hooking metaphorically or with your right fist)
 
I really want to find a way to make money online while I'm sitting at work doing nothing because I only have about 2 hours worth of work to do in any given 8-hour work day.
 
I really want to find a way to make money online while I'm sitting at work doing nothing because I only have about 2 hours worth of work to do in any given 8-hour work day.

If you're serious, there are still plenty of ways to leverage the exposure of the internet to make money.

Just a couple ideas off the top of my head:

- Get good at flipping items on eBay. Get to know a market niche, and buy either bulk lots or underpriced individual items, break them up and resell with better photos and ad copy. Very competitive, as there are lots of other people out there doing the same, and margins aren't necessarily great, but people can still make some extra pocket-money doing this sort of thing in their spare time. Won't make you rich, mind, but it's a little extra beer money, esp. if you can find a niche with few competitors.

- start a service-based business (and this time I don't mean prostitution) with no/low capital start-up costs that you can do in your spare time once or twice a week. You used to do personal training stuff, right? What about setting up something creating personalised fitness plans via the net, based on info they provide.

Those are just random ideas off the top of my head, but if you're serious, you really should brainstorm a few ideas for real and figure out what might practically stick.
 
I'm only slightly serious about it. In theory, I have a big raise coming up in a couple months, so we'll see what happens with that.

I actually think I was threatened with a raise. My boss essentially said, "You better perform well enough for me to give you a raise, or else!" I just don't know what that means. :lol:
 
You think you are poor, I know I am poor. I don't make enough to be able to acquire any wealth.

And your boss is telling you that because the raise is probably already budgeted for so he has to give it to you, but your performance has probably been slacking a little bit so he wants to make sure you live up to your raise.

If I may ask, how many percentage is the raise? I'm curious what a typical "big raise" is.
 
See, that's the thing. According to my contract, I am not even going to be eligible for a raise for another 4 months, and even then, he is not obligated to give it to me. It's actually unprecedented in the company for people to get raises this quickly.

And I don't know what percentage it's going to be. The exact word used was "significant."
 
I actually think I was threatened with a raise. My boss essentially said, "You better perform well enough for me to give you a raise, or else!" I just don't know what that means. :lol:

I sense much potential for double-entendre in this...
 
But I still want a 7-10 day vacation in Washington D.C., doing all the typical museum and monument stuff. Haven’t had a real week-long vacation since the 1991 Comic-Con.

Well, at least all your tourism options are free. Good luck on the hotel and dining budget, though. ;)
 
I know I'm poor. It sucks. I haven't bought new clothes since...well, I really can't even remember. I badly need some but I just can't afford it. I can't even consider affording it, as my entire income goes to rent and bills. Luckily I have generous family who give me some great gifts, such as the Kindle I got for my birthday. That was awesome.

Oh, and about those internet work-from-home jobs, I actually have one, and trust me, they are not as great as they seem. Besides the work being mind-numbingly boring, the actual legit ones pay very little.
 
My favorite part about being poor this year was when I filed my taxes and the government was like, "Not only are you poor. You're so poor that we're going to give you an extra $500 back on top of your normal refund."

Hurray for the "Pay to Work" tax credit!
 
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