Yeah, I had some issues when I switched insurance companies a few years ago. It's a real pain in the ass.
One thing I absolutely cannot stand is silence, I always have to have the TV, a movie, music, ect. going. The only time I don't mind it is when I'm going to sleep, but even then, it's not completely silent thanks to the noises outside and the house and dogs making some noise.
I prefer it on the quiter side myself, but then again perhaps thats down to growing up in a more rural area where it's generally quiter.