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Paying bills is annoying

I get free billpay from my bank which I use for all my bills. Rent, utilities, credit cards, even my doctor. I just go to the one website, enter how much I wish to pay and when I wish to pay it, and the bank makes sure the check arrives to them the day I specified. No fees, no writing checks, no stamps, no envelopes.
This is what I want. How did you discover such a service?

Try Wachovia. I have it with them.
 
What the heck is a video hire fee?

Probably means rental. For some reason other parts of the world think it's possible to "hire" inanimate objects.

Definition of hire

engage or hire for work; "They hired two new secretaries in the department"; "How many people has she employed?"
rent: hold under a lease or rental agreement; of goods and services
a newly hired employee; "the new hires need special training"
lease: engage for service under a term of contract; "We took an apartment on a quiet street"; "Let's rent a car"; "Shall we take a guide in Rome?"
the act of hiring something or someone; "he signed up for a week's car hire"
Crazy foreigners with yer dictionaries...

TV Insurance
What the heck is TV Insurance?

Ya know when you buy a very expensive 50 inch Plasma screen telly and you get 1 years warranty with it? well if you want to take out insurance in order to get an extra 3 years warranty on top of that then that's TV insurance. ;)

If my TV breaks within those 4 years I either get it fixed or replaced. :techman: I just threw it into the list because technically it's a bill and I pay it every month.
I would just call that an extended warranty, and it would be included in the cost of the TV. There wouldn't be a separate bill just for the warranty. That's how Best Buy works anyway...
 
I would just call that an extended warranty, and it would be included in the cost of the TV.

After you buy the TV you have to send off the booklet to get your free 1 year warranty and to request further warranty. Then you have the choice of how to pay it, you can pay all the money in one go or pay a monthly bill over a period of 10 months. I chose to pay monthly therefore I have got a monthly bill for TV insurance.

End of. ;)
 
Hmm...that sounds unnecessarily complicated. I like my way better.

There's nothing complicated about it at all. When the TV is delivered to your house there's a booklet, you take 2 minutes to fill it out and then you post it into a post box and it's job finished. You don't do anything else, they just send you a letter confirming you have TV insurance and confirming how much you will be paying direct debit. They set the direct debit up for you. The only thing you do is write out the booklet and post it.
 
Anything that requires me having to send stuff in the mail is unnecessarily complicated for me. The post office is so out of my way.
 
Bah, paying bills doesn't bother me, but then I'm not one to rack up debt. I pay my garbage, auto insurance, propane, and electric bill via check (or cheque for you Canadians and Brits). The electric company tacks on a surcharge for electronic payments, so it makes no sense to me to pay extra for the privilege of not writing a check. My mortgage is automatically deducted by the credit union and I pay my combined cell phone/Internet electronically, although I've had issues with not receiving notification for the past 6 months. I would never opt for automatic payments, because if there's an issue or an oversight it can be painful to get straight.
 
The only bills I pay by check are my rent and my doctor (who charges a surcharge for using a card). The rest are either direct debit or manually paid online.
 
I don't really mind the effort of paying bills... it's the sum total which can be bothersome. The bill I mind the most is the electric bill, as it's paid quarterly, and always comes when I least expect it, and inevitably eats up money I had earmarked for more frivolous activities.
 
Speaking of bills BT really pissed me off last week. I've been paying £23 a month which means come bill time i've paid £69 in total. I've been in credit for quite a while because i've always paid for more than i've used but when the XFactor was on the mrs used to go mental with phone voting which racked our last phone bill up to £93, we had only paid £69 but because I was in credit I still had enough money on balance to cover it. Infact even after the last bill I was still in credit by £14 but BECAUSE we used £93 and only paid £69 they have decided to up our monthly payments from £23 to £46 irrespective of the fact we are still in credit.

It's alright of course because the Xfactor finished weeks ago, we will therefore once again be hardling using the phone (we have the free weekend and evening plan) meaning we only pay for daytime calls which we never ever make.
So in another 3 months we're going to be in credit by about £118. BT are complete idiots, I mean they should have understood the phone bill was so high because the list of premium numbers were for xfactor and it's only on at the end of the year.

Oh well, i'm not really losing anything because i'll be in credit but i'm just miffed that for the next 3 months i'll be paying double what I need to.

I'd phone them but everytime I do I get an Indian on the other end who I can't understand and who never understands me.
 
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