How do I check if my identity was stolen?

Discussion in 'Miscellaneous' started by bigdaddy, Jul 17, 2013.

  1. bigdaddy

    bigdaddy Vice Admiral Admiral

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    Oct 19, 2007
    Location:
    Space Massachusetts
    I had a weird charge on a credit card, it was my first, and only open a few months. So I called up they canceled the card, but the woman said something about having a Southwest Airlines card. I hate planes, haven't been on one in over 13 years.

    So now I think that someone stole my identity and using it, but how the hell do I check to be sure? I'm in the USA.
     
  2. Chaos Descending

    Chaos Descending Vice Admiral Admiral

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    Oct 30, 2001
    Location:
    Grand Canyon State
    Where did you leave it last? ;)Is it possible it's in your other pants?
     
  3. danellis

    danellis Commander Red Shirt

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    Mar 15, 2010
    Location:
    UK
    Go through all of your bills with a fine-toothed comb.

    In the UK it's possible to buy a copy of your credit-report. I'd suggest you do that.

    I doubt Southwest Airlines would be able to help you much - from their POV you'd be the one trying to steal an identity - but they might be worth a phone call.

    dJE
     
  4. Rhaven

    Rhaven Captain Captain

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    Jul 10, 2012
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    Rhaven in Boston
    Try one of those free credit report agencies. Look at your credit score and who they have listed as a creditor for you.
     
  5. bigdaddy

    bigdaddy Vice Admiral Admiral

    Joined:
    Oct 19, 2007
    Location:
    Space Massachusetts
    So I just have to look at my credit report to see if anything is good?

    Does anyone in the USA remember the official websites to use? i don't want to stick my S.S. number into some random website.
     
  6. auntiehill

    auntiehill Fleet Admiral Admiral

    Joined:
    Feb 7, 2006
    Location:
    Hill for Hill
    Go HERE:

    Equifax
    Experian
    TransUnion

    These are the three major credit bureaus. Contact all three, get a credit report from each and make changes/alert them to fraud immediately.
     
  7. scotpens

    scotpens Vice Admiral Admiral

    Joined:
    Nov 29, 2009
    Location:
    Los Angeles, CA
    Stand in front of a mirror. If you don't see your reflection, then either your identity has been stolen or you're a vampire.

    Seriously, it must suck knowing someone out there could be running up big debts using YOUR money. I hope you get this thing sorted out quickly.
     
  8. Tora Ziyal

    Tora Ziyal Rear Admiral Rear Admiral

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    Feb 27, 2010
  9. Non Sync

    Non Sync Captain Captain

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    Aug 9, 2002
    Location:
    Mission Viejo, CA
    Be careful about the websites for the credit agencies. They try to get you to sign up for free crediting monitoring when you get your credit score.

    You really don't need your score to see who's opened accounts.
     
  10. SeerSGB

    SeerSGB Admiral Admiral

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    Oct 13, 2003
    Location:
    RIP Leonard Nimoy
    ^ This. Better yet call them, and tell them you suspect you're the victim of credit card fraud and or identity theft, they'll process the request quicker.

    I had to deal with something like this not to long ago.
     
  11. Mr. Laser Beam

    Mr. Laser Beam Fleet Admiral Admiral

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    Location:
    The visitor's bullpen
    The only site you need to check is www.annualcreditreport.com
     
  12. Kestra

    Kestra Admiral Premium Member

    Joined:
    Jul 6, 2005
    I had an identity theft scare less than a year ago. I cancelled my card and checked my credit report. I also put some sort of fraud alert on it, I don't remember what it was called exactly. It was basically a temporary thing that meant I had to answer a few more questions when setting up new accounts (I was also in the process of moving at the time).
     
  13. Leviathan

    Leviathan Captain Captain

    Joined:
    Sep 14, 2004
    ...well...helping out isn't usually my thing but if you'd like to know for sure just post your name, credit-card number, and PIN it will ensure your identity is stolen.

    You will then know for sure.

    Not sure the closure is worth it, but hey....whatever floats yer boat.
     
  14. Starbreaker

    Starbreaker Fleet Admiral Admiral

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    Feb 19, 2001
    Location:
    Chattanooga, TN