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Old September 14 2014, 08:30 PM   #1
RoJoHen
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Old ladies paying with personal checks...

Whenever I go shopping during the daytime, I inevitably get stuck behind an old lady buying her groceries by writing a check. I feel like grocery stores are one of the few businesses left that even accept personal checks anymore.

When will it stop?
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Old September 14 2014, 08:32 PM   #2
J. Allen
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Re: Old ladies paying with personal checks...

That depends upon when companies will stop printing checks.
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Old September 14 2014, 08:33 PM   #3
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Re: Old ladies paying with personal checks...

At least they're not counting out exact change.
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Old September 14 2014, 08:34 PM   #4
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Re: Old ladies paying with personal checks...

When I am paying by check I insist upon making it out myself, in slow, careful cursive. Then I fill in my entry in my check register to make sure I am still in the black. Then I laugh and laugh and laugh at the whippersnappers behind me.
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Old September 14 2014, 08:35 PM   #5
RoJoHen
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Re: Old ladies paying with personal checks...

I know. I mean, I still have to write a check to pay my rent. I have no other means of paying my landlord. I would love to set something up so I could just pay him online.

I suppose I could mail him a wad of cash, but that seems ill-advised.
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Old September 14 2014, 08:42 PM   #6
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Re: Old ladies paying with personal checks...

It beats standing in line behind a stripper paying for a week's worth of groceries for her whole family in ones.
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Old September 14 2014, 08:48 PM   #7
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Re: Old ladies paying with personal checks...

RoJoHen wrote: View Post
Whenever I go shopping during the daytime, I inevitably get stuck behind an old lady buying her groceries by writing a check. I feel like grocery stores are one of the few businesses left that even accept personal checks anymore.

When will it stop?
I don't see how this is hurting you.

Don't be in such a hurry.
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Old September 14 2014, 08:49 PM   #8
JoeZhang
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Re: Old ladies paying with personal checks...

here in the UK, cheques are swiftly on the way out - I cannot remember the last time I went to a business that would accept a cheque - even my plumber wanted direct bank transfer.
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Old September 14 2014, 08:49 PM   #9
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Re: Old ladies paying with personal checks...

ManOnTheWave wrote: View Post
It beats standing in line behind a stripper paying for a week's worth of groceries for her whole family in ones.
Hey, those ones are always appreciated when your drawer is full of nothing but twenties.
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Old September 14 2014, 09:05 PM   #10
macloudt
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Re: Old ladies paying with personal checks...

KimM wrote: View Post
When I am paying by check I insist upon making it out myself, in slow, careful cursive. Then I fill in my entry in my check register to make sure I am still in the black. Then I laugh and laugh and laugh at the whippersnappers behind me.
I can totally see you doing this.

As JoeZhang said, very few places in the UK still accept cheques. Most shops no longer do, and I've also paid several tradespeople via bank transfer. The only regular cheques I write are for my daughter's music lessons, and I often go months between writing cheques. I think I wrote less than 20 in total last year, and that included paying off credit cards.
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Old September 14 2014, 09:13 PM   #11
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Re: Old ladies paying with personal checks...

macloudt wrote: View Post
KimM wrote: View Post
When I am paying by check I insist upon making it out myself, in slow, careful cursive. Then I fill in my entry in my check register to make sure I am still in the black. Then I laugh and laugh and laugh at the whippersnappers behind me.
I can totally see you doing this.

As JoeZhang said, very few places in the UK still accept cheques. Most shops no longer do, and I've also paid several tradespeople via bank transfer. The only regular cheques I write are for my daughter's music lessons, and I often go months between writing cheques. I think I wrote less than 20 in total last year, and that included paying off credit cards.
I think I've written less than maybe 5 a year for at least five years - haven't wrote a single one this year.
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Old September 14 2014, 09:17 PM   #12
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Re: Old ladies paying with personal checks...

JoeZhang wrote: View Post
here in the UK, cheques are swiftly on the way out - I cannot remember the last time I went to a business that would accept a cheque - even my plumber wanted direct bank transfer.
My bank acvount doesn't issue chequebooks.

I'm still holding out against internet banking though. Automatically set up it may be - I told them I'd never use it. No idea how to do a direct bank transfer, and I don't want to know...
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Old September 14 2014, 09:26 PM   #13
ManOnTheWave
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Re: Old ladies paying with personal checks...

J. Allen wrote: View Post
ManOnTheWave wrote: View Post
It beats standing in line behind a stripper paying for a week's worth of groceries for her whole family in ones.
Hey, those ones are always appreciated when your drawer is full of nothing but twenties.
One hundred seventy one, one hundred seventy two, one hundred seventy three...
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Old September 14 2014, 09:28 PM   #14
RoJoHen
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Re: Old ladies paying with personal checks...

Robert Maxwell wrote: View Post
RoJoHen wrote: View Post
Whenever I go shopping during the daytime, I inevitably get stuck behind an old lady buying her groceries by writing a check. I feel like grocery stores are one of the few businesses left that even accept personal checks anymore.

When will it stop?
I don't see how this is hurting you.

Don't be in such a hurry.
It's not hurting me. I find it more funny than anything, as it seems to be a trait exclusive to old ladies.

In the age of debit cards and electronic payments, I'm just wondering how much longer checks are going to hang around.
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Old September 14 2014, 09:30 PM   #15
Robert Maxwell
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Re: Old ladies paying with personal checks...

There's no technical reason why checks have to go away. The underlying technology is still used all the time. Paper checks tend to be processed electronically at the point-of-sale these days, same as if you'd used a credit or debit card. In that sense, since the technology for them is cheap and ubiquitous, as long as people want to keep using them we probably will.

I haven't written a check in ages, myself.
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