RSS iconTwitter iconFacebook icon

The Trek BBS title image

The Trek BBS statistics

Threads: 140,143
Posts: 5,434,010
Members: 24,936
Currently online: 493
Newest member: davidhan

TrekToday headlines

Pine In New Skit
By: T'Bonz on Oct 21

Stewart In Holiday Film
By: T'Bonz on Oct 21

The Red Shirt Diaries #8
By: T'Bonz on Oct 20

IDW Publishing January Comics
By: T'Bonz on Oct 20

Retro Review: Chrysalis
By: Michelle on Oct 18

The Next Generation Season Seven Blu-ray Details
By: T'Bonz on Oct 17

CBS Launches Streaming Service
By: T'Bonz on Oct 17

Yelchin In New Indie Thriller
By: T'Bonz on Oct 17

Saldana In The Book of Life
By: T'Bonz on Oct 17

Cracked’s New Sci-Fi Satire
By: T'Bonz on Oct 16


Welcome! The Trek BBS is the number one place to chat about Star Trek with like-minded fans. Please login to see our full range of forums as well as the ability to send and receive private messages, track your favourite topics and of course join in the discussions.

If you are a new visitor, join us for free. If you are an existing member please login below. Note: for members who joined under our old messageboard system, please login with your display name not your login name.


Go Back   The Trek BBS > Lounges & General Chat > Miscellaneous

Miscellaneous Discussion of non-Trek topics.

Reply
 
Thread Tools
Old February 25 2013, 01:55 AM   #16
George Steinbrenner
Fleet Admiral
 
George Steinbrenner's Avatar
 
Location: Mr. Laser Beam is in the visitor's bullpen
View George Steinbrenner's Twitter Profile
Re: Branchless/Net-Only Banks: Experience, suggestions?

So with a branchless bank, how do you know which ATMs you can use without a fee? Do they tell you flat-out?

And there's no problem depositing checks into an ATM that does not belong to your bank?
__________________
It is by caffeine alone I set my mind in motion. It is by the beans of Java that thoughts acquire speed, the hands acquire shakes, the shakes become a warning. It is by caffeine alone I set my mind in motion.
George Steinbrenner is offline   Reply With Quote
Old February 25 2013, 04:43 AM   #17
Elvira
Vice Admiral
 
Elvira's Avatar
 
Location: t'girl
Re: Branchless/Net-Only Banks: Experience, suggestions?

My Credit Union's ATMs will take endorsed checks and cash deposits. No coins though.

It has to be one of their machines.
Elvira is offline   Reply With Quote
Old February 25 2013, 05:36 AM   #18
Ghost of Sector 7
Rear Admiral
 
Ghost of Sector 7's Avatar
 
Location: Sector 7's Ghost
Send a message via AIM to Ghost of Sector 7
Re: Branchless/Net-Only Banks: Experience, suggestions?

RoJoHen wrote: View Post
I'm really not sure why you're rolling your eyes. I literally can't function without a physical place to take my money. I do most of my banking online, but I still need a place to go in order to actually get my money into my account.
In the US, almost every convenience store sells inexpensive money orders.
Mr. Laser Beam wrote: View Post
So with a branchless bank, how do you know which ATMs you can use without a fee? Do they tell you flat-out?

And there's no problem depositing checks into an ATM that does not belong to your bank?
Ally Bank, formerly GMAC (General Motors Acceptance Corporation), is an online, branch-less bank. They let you deposit checks online by scanning the document. They also do not charge ATM fees AND reimburse other banks' ATM fees.

Hope this helps.
__________________
“When all Americans are treated as equal, no matter who they are or whom they love, we are all more free.” -Pres. Obama
"A great democracy does not make it harder to vote than to buy an assault weapon." -Pres. Clinton

Last edited by Ghost of Sector 7; February 25 2013 at 06:22 AM.
Ghost of Sector 7 is offline   Reply With Quote
Old February 25 2013, 05:41 AM   #19
Sigokat
Commander
 
Sigokat's Avatar
 
Location: Fort Bragg, NC but from Chicago (currently deployed)
Re: Branchless/Net-Only Banks: Experience, suggestions?

Mr. Laser Beam wrote: View Post
So with a branchless bank, how do you know which ATMs you can use without a fee? Do they tell you flat-out?

And there's no problem depositing checks into an ATM that does not belong to your bank?
I use USAA as well like another poster. (I'm active Army) and USAA refunds up to a certain dollar amount/numerb of transactions ATM fees each month.

I don't use ATMs to much when I'm back stateside, so I've never gone over the amount that USAA has as a cut-off for monthly ATM fee refunds.

As for checks for deposit, I'm old fashion. I mail them to the main USAA branch in San Antonio. Yeah it takes a bit longer, but it works for me.
Sigokat is offline   Reply With Quote
Old February 25 2013, 11:03 AM   #20
RoJoHen
Awesome
 
RoJoHen's Avatar
 
Location: QC, IL, USA
Re: Branchless/Net-Only Banks: Experience, suggestions?

Sector 7 wrote: View Post
RoJoHen wrote: View Post
I'm really not sure why you're rolling your eyes. I literally can't function without a physical place to take my money. I do most of my banking online, but I still need a place to go in order to actually get my money into my account.
In the US, almost every convenience store sells inexpensive money orders.
But again, getting a money order would be a completely inefficient use of my time.
__________________
I am the Quintessential Admiral.
RoJoHen is offline   Reply With Quote
Old February 25 2013, 05:59 PM   #21
Gaseous Anomaly
Wacked out trippin dude™
 
Gaseous Anomaly's Avatar
 
Location: One screw loose and oof my nut...
Re: Branchless/Net-Only Banks: Experience, suggestions?

RoJoHen wrote: View Post
Sector 7 wrote: View Post
RoJoHen wrote: View Post
I'm really not sure why you're rolling your eyes. I literally can't function without a physical place to take my money. I do most of my banking online, but I still need a place to go in order to actually get my money into my account.
In the US, almost every convenience store sells inexpensive money orders.
But again, getting a money order would be a completely inefficient use of my time.
And this response is completely inefficient use of my time and yet here it is. Why did you even look in this thread if you had no interest, to troll?
__________________
"If I had a nickel for every stupid word that's come out of your mouth, I'd put them in a sock and beat you with it." -Dad
--------------------------
KCCO

Gaseous Anomaly is offline   Reply With Quote
Old February 25 2013, 10:23 PM   #22
I Am Groot
I Am Groot
 
I Am Groot's Avatar
 
Location: I Am Groot
Re: Branchless/Net-Only Banks: Experience, suggestions?

Gaseous Anomaly wrote: View Post
RoJoHen wrote: View Post
Sector 7 wrote: View Post
In the US, almost every convenience store sells inexpensive money orders.
But again, getting a money order would be a completely inefficient use of my time.
And this response is completely inefficient use of my time and yet here it is. Why did you even look in this thread if you had no interest, to troll?
Overreact much? I don't understand the hostility over such a mundane topic. And please don't accuse people of trolling.
__________________
We are Groot and Locutus of Bored.
I Am Groot is offline   Reply With Quote
Old February 26 2013, 06:32 AM   #23
SeerSGB
Admiral
 
SeerSGB's Avatar
 
Location: Out There...That Away
View SeerSGB's Twitter Profile
Re: Branchless/Net-Only Banks: Experience, suggestions?

Right now I'm looking into Wells Fargo, Capital One 360, and Ally. But I'm not completely sold on the ideal of going branchless. It seems like the best solution but, thankfully, there's still enough to to research a little further. I like having a flesh and blood office to visit when there's a issue.
__________________
- SeerSGB -
"I've made many mistakes, and it's about time that I did something about that." The Doctor (Deep Breath)
| Blog | Homepage |
SeerSGB is offline   Reply With Quote
Old February 26 2013, 07:22 AM   #24
Ghost of Sector 7
Rear Admiral
 
Ghost of Sector 7's Avatar
 
Location: Sector 7's Ghost
Send a message via AIM to Ghost of Sector 7
Re: Branchless/Net-Only Banks: Experience, suggestions?

SeerSGB wrote: View Post
Right now I'm looking into Wells Fargo, Capital One 360, and Ally. But I'm not completely sold on the ideal of going branchless. It seems like the best solution but, thankfully, there's still enough to to research a little further. I like having a flesh and blood office to visit when there's a issue.
We currently use Wells Fargo, but they are constantly threatening to charge a maintenance fee. That is why I have been researching Ally and other branchless banking. I won't bank at Bank of America because of the abuse of mortgage holders, including robo-signing. (I know several banks did that, but B of A was the leader of this practice.)
__________________
“When all Americans are treated as equal, no matter who they are or whom they love, we are all more free.” -Pres. Obama
"A great democracy does not make it harder to vote than to buy an assault weapon." -Pres. Clinton
Ghost of Sector 7 is offline   Reply With Quote
Reply

Bookmarks

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT +1. The time now is 09:40 AM.

Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
FireFox 2+ or Internet Explorer 7+ highly recommended.