Just remembering what my Mom always told me as I was growing up:
"Always have a fresh pair of underwear on, with no holes, so if you are hurt and have to go to the hospital, you won't be embarrassed...."
LOL we just found another planetary constant: my mom told me literally the same and she was told it by her mom.
(to which admonition the traditional reply in my family is: "and stay a good catholic, don't engage in intermarriage, don't get run over by a tricycle and don't fall into a letter box!"
...as I remember, along with the clean underwear thing, there were only 4 Major Perils:
Break your neck
Poke someone's eye out
Ah, the old days...