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Old October 14 2013, 06:50 AM   #6
Gryffindorian
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Re: Long Term Care (LTC) help

My two best friends are both senior citizens in their 60s and 70s, respectively, they have advised me on occasion to look into long-term care. Though not wealthy, they are both financially independent. Now granted, I'm more than half their age and have got a loooong ways to go before retirement, way too long.

I figure I don't need it now or won't need to start thinking about it for at least a couple more decades. Besides, I need the money now when I'm still young enough to enjoy life. My pension should be sufficient along with Social Security (assuming it's still around when I retire), provided that I would live a simple lifestyle and stay healthy. On the other hand, I'm diabetic, so anything could happen. At least if I die at a young age, I wouldn't have to worry so much about my future financial situation, one way or another.
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Last edited by Gryffindorian; October 14 2013 at 07:22 AM.
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