Into Darkness, are you currently employed? Wasn't there a thing a few months ago about everyone being automatically 'opted in' to a pension scheme?
Besides, they keep moving the goal posts anyway. We'll probably be working until we die.
I work but im below the threshold for auto enrollment.
You should be asking a lawyer or financial analyst, rather than random people on the web.
On the contrary, I'd rather ask random people on the web because these "random people" are the people who will have actual knowledge and experience on the matter and people may have experience they can share with me that will help me out. I'd choose talking to random strangers on the internet about it over a supposed financial adviser any day of the week.