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Old September 30 2013, 11:40 PM   #99
Robert Maxwell
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Re: Ok Trekkers, Don't Forget To Sign Up For Mandatory Obamacare Oct 1

tomalak301 wrote: View Post
Robert Maxwell wrote: View Post
tomalak301 wrote: View Post
I thought this thread was talking about the ACA. I was hoping maybe to learn more about it in this thread. I guess that's not going to happen. I actually don't like Obama as much as I did before, but this birth certificate thing is one of the most asinine crap reasons for hating him that I know. It really is time to get over that.
What do you want to know about the ACA? Some of us here are quite familiar with it, Watner just derailed the thread into silly Birther nonsense.
I guess the thing I wanted to know the most is I already have Health Insurance, but the letter I got in the mail this weekend says that because of the ACA, that Health Insurance I have can no longer be offered. I called up my Health Insurance company today to find out the prices and some options I have come 2014, and the only thing I found out is that my rates are going to rise again, I'm not qualified for subsidy, and if I don't get a New health Insurance plan, than I have to pay a penalty.

Granted, I know not everything is going to make me happy, but how exactly is the ACA going to benefit me exactly? How is paying $300 a month for health insurance when I'm already paying a cheaper rate now affordable and why does this new law affect what I get now to the point that it can no longer be offered. I thought ACA was about providing health care insurance for everyone, yet for those who have it, they are back to being "free agents" as it were. Why?
The purpose of the ACA is to make health insurance more accessible and affordable, particularly for those who could not previously afford it (or who could not get it at any price.) It also set new minimum standards for what plans can be offered, which is why some plans are no longer available and why many plans have gone up in cost. Whatever increases are attributable to the ACA are due to the better benefits that must be offered. So, if you are going from $233 a month to $300, you're getting more services at $300 than you did at $233. Whether you use them or not is up to you, but that's the idea.

Some people are going to have to pay more, but that's just how it goes. Increases were happening across the board before the ACA was passed, too. It's an ongoing problem and one that will likely take additional legislative action to address, if we could ever hope for any.
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