Now people will say well its no different than living a "holodeck" fake life. But I think its profoundly different. I don't think the existing Federation holodeck tech could have allowed Picard to experience a full timetime in 25 minutes.
What do others think?
No, it's not the same at all. "The Inner Light", while a fantastic episode is a perfect example of the "Reset Button". Picard had a wife and children and a whole lifetime of experience and the idea that the only real change in him was that he knew how to play the flute (and got a little misty eyed thinking about his former "life") was unrealistic.
Having lived for decades in a non-Starfleet life, having seen how much value and worth there was in things like marriage and children, having developed new interests and cultivating different talents, Picard should've been a much different person as his Starfleet life was decades behind him.
When you talk about living another life on your lunch break....well when you got back from your lunch break, you'd be a vastly different person because of your life experiences and assuming you even remembered your job and how to do it, the person you are now may not give two shits about that job.