We have the beginnings of it now. The government qualifies me as permanently disabled. Once a month they do a direct deposit to my bank. In addition to that, I'm covered by Medicare. I rarely carry cash (due to the neighborhood). When I worked during the 80s, I usually had at least $35 on me every day. Now I do most transactions through either bank/credit card, or online payments. The only check I write is for rent. I don't receive rent subsidies or food stamps.