In Enterprise's "Affiction", set in 2154, we're told that "Very few people have access to that kind of technology." after Phlox is beamed off-planet.
We see cars, busses and trucks, some flying but most not, in London and San Francisco in the Star Trek Into Darkness
trailers, indicating that transporters are definitely not in widespread use on Earth in 2259.
As for TNG-era stuff, I don't recall any specific references. I imagined transporter stations in place of todays train stations, where civillians beamed between different towns and cities. I never thought people had them in their homes.