Mr. Laser Beam wrote:
So with a branchless bank, how do you know which ATMs you can use without a fee? Do they tell you flat-out?
And there's no problem depositing checks into an ATM that does not belong to your bank?
I use USAA as well like another poster. (I'm active Army) and USAA refunds up to a certain dollar amount/numerb of transactions ATM fees each month.
I don't use ATMs to much when I'm back stateside, so I've never gone over the amount that USAA has as a cut-off for monthly ATM fee refunds.
As for checks for deposit, I'm old fashion. I mail them to the main USAA branch in San Antonio. Yeah it takes a bit longer, but it works for me.