imagine you'd have to report such an accident to your insurance! The poor car owner is really to be pitied.
In the 80s, a colleague at another office had to report a business car having gotten damaged beyond repair by a horse climbing onto it - fortunately he had the sense to take photos. They still teased him about it when he got pensioned in 2002. I wish I could have seen the insurance guy's face when he got the damage report! LOL!