Re: Paper Moon's comment about Picard behaving stereotypically and judgmentally, I didn't get that feeling at all; I took his comments about the Cardassians and the Ferengi as being slightly tongue-in-cheek.
Hmm, I can see that as possibility in hindsight, particularly in the case of the Ferengi remark. But I'm not sure I really agree that that approach reconciles his Cardassian remarks for me. He seemed too downtrodden and stressed in that scene to really be making tongue-in-cheek remarks. But that's probably my reading more into the scene than Una
By the way, the rest of your review captures very well how I felt about most of the book.