Pay off my parent's and parent in-law's debt, get me and the family a nice house and couple reliable car; trust for both kids and set aside enough to live on in interest bearing account. The rest goes to charity. I'm not a big fan of having money. I know I have to have it survive, but so long as I get the bills and the necessities taken care of with a little spending money left at the end of the month--not much just enough for a game or a book or two--then I'm happy.