I'd like to have a Runabout with the Cloaking Device option. That would give me a place to live, computer, food replicator, phasers, shields, warp drive, and yes, a Transporter. Yep, that would be clean living!
Yeah, but where would you put all your stuff?
Recycle it in the replicator until you want it again!
No transporter for me! I'm with McCoy! (I think "you" has to die and a "new you" appears... something a little too freaky for me, even if the "new you" isn't really aware of the death of the original).
The runabout with a cloaking device sounds good!